aadhaar card se paytm kyc kaise kare 2023
Now it is also important for you to know what arethe types of KYC? So we can tell you that there are two types of KYC in Paytm – Mini KYC, Full KYC and both these KYCs have different features which we will know further.
Benefits of having Paytm KYC
Once you have done KYC in Paytm Wallet, you become Paytm KYC verified customer. Means your Paytm account gets linked to Aadhaar card. And whenever you pay someone online with your Paytm Wallet, you are identified through this KYC. So let us tell you all the benefits of doing Paytm KYC today.
1. When you have done your Paytm kyc , then your Paytm wallet gets upgraded. This means you can use more than ₹10,000 in your Paytm wallet in a month.
2. After Paytm KYC you can keep up to ₹ 1,00,000 in your Paytm Wallet. And they can be used to make any kind of payment.
3. After becoming a Paytm KYC customer, you are given more opportunities for exclusive offers and Paytm cashback.
4. Transferring money from bank to Paytm wallet becomes easy.
5. After paying Paytm KYC, you can use all the options available in Paytm.
how to paytm kyc with aadhar card
It is very easy to verify KYC in Paytm. If you are a Paytm user, it has become mandatory for Paytm users to verify KYC (Know Your Customer). So let’s start with how to do KYC
First of all open Paytm application and then on left side you go to profile by clicking on 3 line.
After this you go to My Profile Settings option and click on KYC Verification.
After that enter your 12 digit Aadhaar Number or Name (Tick) on “i Agree” and click on Proceed button.
Now an OTP code will come on the registered mobile number in your Aadhaar card, enter that code in place of Enter OTP (Enter) and click on Verify button.
After that your AADHAAR card details will open on the screen, here after checking all your AADHAAR card details, click on “Yes it’s me” button.
Now your Paytm KYC is complete.
How to do Full KYC of Paytm
Paytm generally offers two types of KYC. Which has its own advantages: First Mini and second Full, Most of the customers want to do Full KYC as it has maximum benefits. But before that you should also know about MINI and Full KYC . Here is the bare minimum, when you create a Paytm account with your mobile number, your mini KYC is done simultaneously.
Let us tell you that in order to make full use of PayTM , it is mandatory for you to do full KYC. If you keep less than 10 thousand rupees in your account, then your work will be done with mini KYC. But you want to transfer your money to your bank or your friend’s Paytm account. So for this you need to do full KYC, you will find information on how to do it below.
How to do Full KYC of PayTM
If you pay more than 10 thousand, you can do full KYC at your home with your Aadhaar card and PAN card. You do not need to go to any store for this. If you complete full KYC in your Paytm, then after that you can pay, pay, online shopping and account up to a maximum of 10k in a shop. So in order to accomplish this, one has to follow the steps given below.
1. First open your Paytm.
2. Now you have to click on the icon of the profile given on the left side.
3. If your KYC is not completed, you will see a yellow icon like this (!) in the profile, click on it.
4. You can also go to KYC option by clicking on Settings.
5. After this you have to click on Upgrade Account & Unlock Benefit.
6. In the next page, you will be told the benefits of upgrading your account, click on the button below.
If you want to do your complete KYC at home then click on Video KYC. For this you must have Aadhaar card and PAN card. In the next page, you will have to enter the Aadhaar number and the name written on it. By clicking on Proceed your video chat will start, in this chat your documents will be verified.
On successful completion of the video chat, your Paytm KYC will be completed at home. If there is any problem with the video chat, then you have to click on the option of Nearest KYC Store given below. As soon as you do this, you will be asked to turn on mobile location.
With location enabled, the address of the Paytm KYC store closest to you will be revealed. So that you can get complete KYC done. You will need Aadhaar card and PAN card in the store. The store agent will verify your document as well as send OTP to your registered mobile number, whose verification will complete your process.
So now you must have come to know how to do complete KYC of Paytm, let us tell you that this is a completely free process, you do not need to pay. If you use PayTM the next day, you will need to get its full KYC done. Now you can do this work sitting at home, the company is providing the facility to do KYC sitting at home through video chat. If there is any issue with this, you can visit your nearest store where all your queries with KYC will be answered.