Pradhan Mantri Awas Yojana 2023: PMAY Benefits, Apply online, Urban eligibily, Gramin Eligibily, check PM Awas Yojana List, Document list

PM Awas Yojana 2023: The Pradhan Mantri Awas Yojana (PMAY) is a government initiative aimed at providing housing to all homeless citizens of India. Under this housing scheme, the central government extends financial assistance to individuals without their own homes, facilitating the construction of houses for them.

The primary goal is to enable these individuals to lead happier lives by having their own pucca houses. The PMAY was officially launched by Prime Minister Narendra Modi on 25th June 2015.

The primary objective of Pradhan Mantri Awas Yojana 2023 was to ensure that every family below the poverty line had their own house by the year 2023, thereby eliminating their dependence on rental accommodations. Remarkably, this target has nearly been achieved.

During the tenure of Honorable Prime Minister Modi, several public welfare schemes were initiated, including PM Kisan Yojana, eShram Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Maandhan Yojana, Pradhan Mantri Suraksha Bima Yojana (PMSBY), Jan Samarth Yojana, Atal Pension Yojana (APY), Pradhan Mantri Mudra Yojana, Pradhan Mantri Garib Kalyan Yojana, among others.

also read: aadhar se loan milega 

PM Awas Yojana 2023 – Brief Information

Name of the article	Pradhan Mantri Awas Yojana 2023 (Prime Minister Housing Scheme)
Issuer	Central government
Objective	Providing pucca houses to the poor families of India
how many rupees are payable	1.3 lakh rupees
PMAY Scheme Start Date	25 June 2015
Department Name	Government of India Ministry of Housing and Urban Affairs
Category	government scheme
Official website	https://pmaymis.gov.in/

What are the objectives of Pradhan Mantri Awas Yojana 

The primary objective of Pradhan Mantri Awas Yojana is to ensure that families living below the poverty line have their own houses by the year 2023. Under PM Awas Yojana 2023, marginalized and economically disadvantaged individuals are provided with financial assistance of over two and a half lakh rupees to construct their own permanent houses, leading to a happier life.

This housing scheme aims to extend substantial benefits to those residing in huts, makeshift houses, and plastic shelters. Eligible individuals receive financial aid of two and a half lakh rupees from the central government through PM Awas Yojana.

In this article, we will provide comprehensive information about the purpose, advantages, eligibility criteria, and application process for Pradhan Mantri Awas Yojana 2023, ensuring they can successfully build their pucca houses.

Advantages of PM Awas Yojana Gramin

Pradhan Mantri Awas Yojana offers significant benefits to the underprivileged population in both hilly and plain regions. The central government provides financial assistance of Rs 1 lakh 30 thousand to those residing in hilly areas and Rs 1 lakh 20 thousand to those living in the plains.

It is important to note that only individuals without any existing pucca house are eligible for this monetary aid. If someone already possesses a permanent house, they will not qualify for the scheme’s benefits.

Furthermore, in the budget for the year 2023-24, the Indian Finance Minister, Nirmala Sitharaman, has demonstrated a noteworthy commitment to the housing sector by augmenting the budget for PM Awas Yojana by 66 percent, reaching a total allocation of Rs 79,000 crore.

This increase in funds reflects the government’s dedication to empowering more people to own safe and secure homes through the PM Awas Yojana Gramin.

Pradhan Mantri Awas Yojana – Urban Eligibility

1. Homeless families or families without a single room for shelter.
2. No literate member above the age of 25 years in the family.
3. Applicant must be a permanent resident of India.
4. The applicant’s age should be above 18 years.
5. The applicant should not own any pucca house/house.
6. No family member should own any property.
7. The annual income of the applicant should not exceed Rs. 3 lacks.
8. The applicant’s name should be on the official Below Poverty Line (BPL) list.
9. The applicant’s name should be on the voter list, and they should possess valid identity proof.
10. Eligibility extends to candidates from Scheduled Castes, Scheduled Tribes, Others, and Minorities.
11. Families with no male member between the ages of 16 to 59 years.
12. Families with no adult members between the ages of 16 to 59 years.
13. Families without any land in their name, and where members work as daily wage laborers to make a living.

Meeting these eligibility criteria allows individuals and families to take advantage of the benefits offered by Pradhan Mantri Awas Yojana Gramin

Pradhan Mantri Awas Yojana – Urban Eligibility

Candidates residing in urban areas who wish to apply for Pradhan Mantri Awas Yojana 2023 must fulfill the following qualifications:

1. The applicant or their family members should not possess a pucca house anywhere in the country, specifically for PM Awas Yojana.
2. The family must consist of the applicant’s spouse and unmarried children.
3. The town or city where the family resides should fall under the scheme’s coverage.
4. The family should not be benefiting from any other housing schemes provided by the Government of India.
5. Candidates should belong to one of the following categories: LIG (Low-Income Group), MIG-1 (Middle-Income Group 1), MIG-2 (Middle-Income Group 2), or EWS (Economically Weaker Section).

Pradhan Mantri Awas Yojana – Exceptions

Certain exceptions will be considered for candidates applying for Pradhan Mantri Awas Yojana Gramin who avail of the following facilities:

1. Members of the household who own motorized two-wheelers, three-wheelers, four-wheelers, agricultural equipment, or fishing boats.
2. Candidates holding a Kisan Credit Card (KCC) with a credit limit of more than or equal to Rs. 50,000.
3. Government employees whose monthly salary exceeds Rs. 10,000.
4. Individuals paying income tax, professional tax, or owning a refrigerator or landline phone connection are ineligible to avail of the benefits of Pradhan Mantri Awas Yojana.

What are the important documents related to PM Awas Yojana?

Which essential documents are required for PM Awas Yojana? When applying online for Pradhan Mantri Awas Yojana 2023, you will need the following important documents:

1. Photo ID certificate
2. Aadhar Card or Election Card
3. Bank account passbook
4. Color photographs
5. I Certificate (Income Certificate)
6. Residence address proof
7. Caste certificate (if applicable)
8. Mobile number, etc.

These documents are necessary for the application process and must be provided with accurate information to proceed with the PM Awas Yojana application.

How to apply online for PM Awas Yojana 2023?

If you have plans to apply for Pradhan Mantri Awas Yojana in 2023 to avail a permanent house, you can either apply yourself or seek assistance from a public service center by following the online application process outlined below:

1. Visit the official website of PM Awas Yojana.
2. Click on the menu option.
3. Select “Citizen Assessment” from the options available on the homepage.
4. After clicking on Citizen Assessment, 4 options will open, which are –  Select one from Slum Dwellers and  Benefits Under 3 Components.
5. After that, you have to enter 12 digit Aadhaar card number and fill in your name and address details as per your Aadhaar card and click on the check option.
6. After that, the information sought in the online application form has to be filled, which is as follows, such as the name of the head of the family, father’s name, state name, district name, age, current permanent address, mobile number, caste, Aadhaar number, etc.
7. After filling in all the information click on the submit button.
8. After clicking, your application will be successfully done for Pradhanmantri Aawas Yojana 2023, after which you can take out that printout. After applying, applicants can also check PMAY Status through an online medium, PM Awas Yojana can calculate subsidy.

How to check PM Awas Yojana List 2023?

If you have applied for Pradhan Mantri Awas Yojana online and wish to check whether your name is on the PMAY List 2023, follow these steps:

• Go to the official website of PMAY to access the latest list.
• Once the homepage opens, click on the menu option.
• Then, select “Search Beneficiary” from the provided options to proceed with the list search.

• After that enter your registered mobile number and click on send OTP button.
• After that, you can see your name in Pradhan Mantri Awas Yojana Rural Beneficiary List and can also get other information. Apart from this, you can also download the PM Awas Yojana Gramin List PDF.